ACA Compliance Guides

Guides Covering the FDCPA, TCPA, FCRA, and State Collection Laws

ACA’s compliance team maintains comprehensive guides available at a discount to members. ACA’s guides to the FDCPA, TCPA, and FCRA include relevant statutory and regulatory law and judicial decisions. ACA’s State Guide contains a curated collection of ARM-relevant state laws and related materials that impact debt collection and business operations. ACA’s compliance team updates the electronic version of State Guide once a month, with updated print versions available quarterly.

Daily Decision
Collector Magazine


Our store now has the updated FDCPA Compliance Guide available to purchase! This guide comes with both a physical book and PDF providing a detailed and comprehensive overview of the provisions of the FDCPA and its implementing regulations, as well as issues that arise under these laws.


Our guide to the TCPA addresses restrictions regarding the use of automatic telephone dialing systems, artificial and prerecorded messages, fax machines, and caller ID. It also includes a detailed analysis of ACA v. FCC and what it means to the industry, an assessment of the current state of consumer call blocking technology, and more.

State Collection Laws Cohort

This guide gives subscribers a regularly updated collection of ARM-relevant state laws and related materials that impact debt collection and business operations, plus access to an exclusive monthly webinar panel, online community discussions and articles. Save yourself time and trouble with ACA’s Guide to State Collection Laws & Practices, and collect within state laws quickly and efficiently.


Our guide to the FCRA details the ins and outs of the federal credit reporting statute, with a special emphasis on the duties of data furnishers, and is available at a discount to members. ACA’s compliance team periodically updates the guide to include statutory and regulatory developments, CRA reforms affecting data furnishers, and detailed analyses of the latest FCRA court decisions.

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